WealthOS — Design Your Dream Life

Your baseline assessment

Wealth Score

Rate yourself 0–20 on each dimension. Honest self-assessment is the foundation of intentional design.

⏳ Time Wealth 10

🤝 Social Wealth

💰 Financial Wealth 10

🧠 Mental Wealth 10

💪 Physical Wealth 10

Total Wealth Score 50 / 100

The framework

Five Pillars of Wealth

True wealth is multidimensional. Each pillar compounds the others — neglect one and the whole structure weakens.

⏳

Time Wealth

"Do I have freedom over how I spend my time?"

The ability to spend your time in ways that align with your values and priorities. Time is the only resource that cannot be regenerated.

Autonomy Presence Prioritisation

💰

Financial Wealth

"Am I building assets or just earning income?"

Money provides options, security, and freedom. The goal is not to accumulate for accumulation's sake — but to use it as a tool for your dream life.

Income Assets Freedom

🧠

Mental Wealth

"What is my ikigai — my reason for being?"

Your sense of purpose, curiosity, and continued growth. Mental wealth is the intersection of what you love, what you're good at, and what the world needs.

Purpose Curiosity Growth

💪

Physical Wealth

"Is my body capable of doing what I want to do?"

Your body is the vehicle for everything else. Physical wealth compounds — the choices made today become the energy, clarity, and longevity of tomorrow.

Energy Longevity Vitality

Social Wealth Tool

Relationship Map

Map your key relationships across two dimensions: how supportive they are, and how frequently you interact. Place people to understand where to invest your social energy.

DAILY

RARE

DEMEANING

SUPPORTIVE

Green Zone

Frequent + Supportive

Danger Zone

Frequent + Demeaning

Red Zone

Rare + Demeaning

Opportunity Zone

Rare + Supportive

Add a Person

Name

Frequency

Quality

Zone Guide

● Green — Prioritize & maintain strength

● Opportunity — Increase interaction frequency

● Danger — Reduce frequency or improve quality

● Red — Manage or exit the relationship

Mental Wealth Tool

Ikigai — Your Reason for Being

The Okinawan concept of purpose at the intersection of what you love, what you're good at, and what the world needs. Transcend professional constructs.

What You Love

What You're Good At

What the World Needs

Social Wealth — Depth

Gottman's Four Horsemen

Dr. John Gottman predicted divorce with 94% accuracy. These four patterns are where relationships go to die — and their antidotes.

Criticism

An ad hominem attack on the other person's character rather than a specific complaint. Articulating grievances is healthy — attacking the person is not.

Antidote: Gentle Start-Up

Avoid "you" — focus on "I feel..." statements. Describe what you feel, not what they did wrong.

Defensiveness

Protecting oneself through excuses when criticized. Defensiveness signals a refusal to take accountability for failures and actions.

Antidote: Responsibility

Accept some responsibility, even partial. Ask: "What part of this is fair feedback?"

Contempt

Treating the partner with disrespect, attacking their character and core. Gottman found contempt to be the single greatest predictor of divorce.

Antidote: Appreciation

Actively build a culture of gratitude. Regularly acknowledge what you admire and appreciate.

Stonewalling

Shutting down and withdrawing from engagement entirely. Often a response to contempt — one or both partners evade the issue completely.

Antidote: Physiological Soothing

Take a break when flooded. Return when calm. Don't abandon — pause with intention.

Know Where It Goes to Die

"All I want to know is where I'm going to die so I'll never go there." — Charlie Munger

Know where your relationship is going to die so you'll never go there. With awareness of these patterns, you can catch them early and course-correct before they compound.

Weekly practice

Reflection Prompts

The examined life is the intentional life. These questions anchor you to what matters across all five wealth dimensions.

⏳ Time Wealth

If you had complete freedom over the next 90 days, how would you spend your time differently?

🤝 Social Wealth

Who in your life consistently energizes you? Who consistently drains you?

💰 Financial Wealth

Are you building assets or just earning income? What would change if you prioritized ownership?

🧠 Mental Wealth

When do you feel most alive and fully yourself? What are you doing in those moments?

💪 Physical Wealth

Is your body capable of living the life you want at 70? What are you doing today that builds toward that?

✦ The Big Picture

In 10 years, which version of you do you want to look back and see? What must you start now?